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Business Hours

Main Street Lobby

M-F 8:30 a.m.—5:00 p.m.

Sat  8:00 a.m.—Noon

Main Street Drive-thru

M-F 7:00 a.m.—7:00 p.m.

Sat 8:00 a.m.—1:00 p.m.

Alpine Parkway Lobby and Drive-thru

M-F 8:30 a.m.—5:00 p.m.

Closed Saturdays

Phone:  608-835-3168

Fax:  608-835-7106

Annual Golf Outing -

Think Spring!  We are happy once again to be a sponsor of the Oregon Area Chamber of Commerce's Annual Golf Outing at the Legend of Bergamont.

Click here for more information.

We Have Current Employment Opportunities -

Please click here to go to our careers page and find out more.

Introducing our New Rewards Credit Card!

With our new ScoreCard Rewards Credit Card you can earn merchandise and travel rewards by making everyday purchases on your credit card.  You can earn even more bonus points shopping through the Scoremore mall. 


It's your money! Make it work for you!   

Click here to learn more! 

Email our Credit Card Manager at  rewards@oregoncommunitybank.com




Great Rates, Local Servicing, It's Easy to Apply!

15 year fixed rate: 3.375%  APR*: 3.502%

30 year fixed rate: 4.375%  APR*: 4.471%           

  • Quick and Easy  Apply Online Now
  • No Application Fee
  • Local Servicing by our  Experienced and Friendly Staff
  • Ask about our no cost mortgage option

15 year - 180 monthly payments of $1,205 based on a $170,000 loan and a minimum 20% down payment. 

30 year - 360 monthly payments of $849 based on a $170,000 loan and a minimum 20% down payment.

Does not include taxes or insurance.  The addition of escrow for taxes or insurance will result in a higher payment amount.

Additional fees affecting the APR* may be required based on underwriting qualifications.

Rates are not guaranteed and are subject to change.  Rates may vary depending on the loan amount.

Please be aware that the interest rate and fees quoted above represent a relatively perfect credit scenario.  The actual interest rate and fees offered to you may vary based upon such factors as credit score, loan-to-value ratio, loan product, property type, and/or loan structure.

*Annual Percentage Rate

Click here for daily mortgage rates


We have been in contact with our Online Banking partner to confirm the vulnerability of the Open SSL issue.  As of 4:39 p.m. on 4/8/2014, impacted servers were patched to eliminate the Heartbleed zero day vulnerability.  We will continue to monitor the situation in conjunction with our technology partners.  We recommend that you change your log in and password/pin  to further enhance your online security.  This can be done by logging in to your online banking account and clicking on the Messages/Options Tab and choosing Change Pin, Customer Info,  Authentication Questions, or whichever item you wish to change.   The security of our customers' information is a top priority at Oregon Community Bank & Trust.  If you have further concerns or need help changing your log in credentials, please contact us at (608)835-3168.

Feel Good Banking

Today there are a lot of choices for banking.  It seems like there is a bank on just about every corner.  Why should you choose Oregon Community Bank & Trust?  Well, to start with, at Oregon Community Bank & Trust you're more than just another name on a client list, you're  practically family.  Most of us have lived and worked in Oregon and the surrounding communities for years.  We are your friends, your customers, and  your associates, as well as your banking professionals.  In addition, we understand the importance of offering  services that have value to our customers, along with providing the personal attention that our  customers deserve.  It's that kind of "Feel Good Banking" that keeps our customers coming back again and again.

  • Service Charge Free Personal and Business Checking
  • Free Online Banking, Bill Pay, and Mobile Banking (including Mobile Deposit)
  • Free Debit Card (upon approval)
  • We're open early and we close late (7:00 a.m. to 7:00 p.m. at our Main St. location)
  • Two full service offices in Oregon
  • Loan decisions are made locally, and we service all of our mortgages.
  • Ongoing Commitment to Community Involvement and Support

Isn't it time to feel good about your bank again?  


Our Friends in the Community
Oregon Area Chamber Of Commerce  Oregon School District
  Oregon School District
Village of Oregon Town of Oregon 
Village of Oregon  Town of Oregon



The USA PATRIOT Act requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or changes an existing account.