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Business Hours

Main Street Lobby

M-F 8:30 a.m.—5:00 p.m.

Sat  8:00 a.m.—Noon

Main Street Drive-thru

M-F 7:00 a.m.—7:00 p.m.

Sat 8:00 a.m.—1:00 p.m.

Alpine Parkway Lobby and Drive-thru

M-F 8:30 a.m.—5:00 p.m.

Closed Saturdays


Phone:  608-835-3168

Fax:  608-835-7106


Current Daily Mortgage Rates

OREGON COMMUNITY BANK & TRUST

Current Estimated Daily Mortgage Rates

As of  Friday, April 18, 2014

Disclosure:

  • The rates listed below are an approximation of what is available at the start of the stated business day.
  • The rates listed below are not guaranteed and subject to change.  Rates may vary depending upon the loan amount.
  • The listed rates are for a loan balance of $170,000 or greater and a minimum of a twenty percent down payment.
  • The estimated payment amount listed does not include property taxes or insurance.  The addition of escrow for taxes and/or insurance will result in a higher monthly payment amount.
  • Please contact a Lender for information regarding Jumbo** Mortgage Rates.

 

Loan Product

Length of Loan 

Loan Amount

Interest Rate

APR* 

Estimated Payments

30 Year Fixed Rate

360 months

Based on $170,000 loan

4.375%

4.471%

$   849.00

20 Year Fixed Rate 

240 months 

Based on $170,000 loan 

4.125%

4.256%

$1,042.00

15 Year Fixed Rate 

180 months 

Based on $170,000 loan 

3.375%

3.502%

$1,205.00

 

 

 

 

 

 

 

 

 

 

 

 

 

*Annual Percentage Rate

**Jumbo Mortgages are mortgages in excess of $417,000.00

Additional fees affecting the APR may be required based on underwriting qualifications. Please be aware that the interest rate and fees quoted above represent a relatively perfect credit scenario.  The actual interest rate and fees offered to you may vary based upon such factors as credit score, loan-to-value ration, loan product, property type, and/or loan structure.

Click here to apply online now.

For more information about a mortgage, please contact:

Brian Henneger,  NMLS #524026 at (608)835-3168 or bhenneger@oregoncommunitybank.com

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