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Business Hours

Our Main St. office is now closed for the duration of the renovation.  Please visit us at our Alpine Parkway office.

101 S Alpine Parkway, Oregon WI 53575

Drive - Thru

M-F 7:00 a.m. to 7:00 p.m.

Saturday 8:00 a.m. to 1:00 p.m.

Lobby

M-F 8:30 a.m. to 5:00 p.m.

Saturday 8:00 a.m. to 12:00 p.m.

 

Phone:  608-835-3168

Fax:  608-835-7106

 

Your Privacy and Security

Oregon Community Bank & Trust is serious about protecting our customers’ privacy. We have enacted strict policies and procedures to ensure that no information is disclosed without our customers’ knowledge and permission. Please read our official Privacy Policy by clicking here.

We are also committed to helping our customers avoid becoming victims of identity theft or other financial scams. If you believe your account(s), your debit or credit card, or your personal identifying information has been compromised, please call us immediately at (608) 835-3168. After hours please call 1-800-528-2273 to report a lost or stolen debit card and call 1-800-325-3678 to report a lost or stolen credit card.

Identity Theft

Identity theft occurs when someone obtains your identifying information, (name, address, social security number, date of birth, etc.), and uses this information to open fraudulent credit card or bank accounts or make fraudulent purchases in your name.  There are some steps you should take to avoid becoming a victim of identity theft: 

  •      Always shred documents with personal information before placing in the trash

  •      Don’t carry your social security card in your purse or wallet, keep it at home in a secure place

  •      Do not give identifying information over the phone or on the internet to someone you don’t know

  •      Check your credit card and bank statements monthly for unauthorized charges

  •      Check your credit report at least annually for errors   

 

No matter how careful you are, it is possible that someone could get access to your information.  If you feel you have become a victim of identity theft there are several things you should do:

 

  •      Call Oregon Community Bank & Trust immediately at (608)835-3168

  •      Notify all your creditors and other financial institutions

  •      File a report with the local police

  •      Report the crime to the Federal Trade Commission at 1-877-IDTHEFT (1-877-438-4338)

  •      Continue to carefully monitor your accounts and credit card statements

Please see links below for more detailed information

Phishing

Phishing is a criminal attempt to steal your password, PIN, account number, credit card account number, or other personal and financial information.  Just like the word sounds, the crooks “fish” for your information, usually by sending deceptive emails purporting to be from legitimate institutions.  The emails often contain links to fraudulent websites where victims are instructed to enter their account details.  In addition, by clicking on the links or even holding your mouse over a link, it is possible to pick up a computer virus or malware (malicious software) that infects computers and can hijack personal information without the victim's  knowledge.  Sometimes perpetrators use instant messaging or telephone calls to trick the unwary victim into revealing account numbers, PINs, or other details.  Please know that Oregon Community Bank & Trust will never send email requests for your account information or any other personal information, and we will never call you to ask for your account number or PIN.

 

The best way to protect yourself from phishing is by managing your email carefully.  Don’t open emails from people or entities that you don’t know.  Never click on a hyperlink within an email; it is safer to directly type the URL into your internet browser address bar.  Also, never give your account or personal information to someone over the phone, especially someone that you don't know.  Please see the links below for more information about phishing and ways to protect yourself.

Where to find more information

In our electronic age, information security should be a priority for everyone.  Electronic communication and internet technologies are quickly replacing many of our traditional ways of doing things.  People pay bills electronically, shop electronically, and even socialize electronically.   It is vitally important that we keep aware of the threats to our personal information and be vigilant in protecting ourselves.  Below are some links to websites with more information about identity theft, phishing, and other financial scams.  Please be advised that these links will take you off our website.  We are not affiliated with any of these sites and we cannot attest to the accuracy of the information contained in these websites.  Oregon Community Bank & Trust assumes no responsibility for your use of a linked site.

 

·         Federal Trade Commission http://www.ftc.gov/bcp/consumer.shtm        

·         Call for Action  www.callforaction.org

·         Identity Theft Resource Center www.idtheftcenter.org             

·         Credit Reporting Agencies  www.equifax.org  www.transunion.com  www.experian.com    

·         Free Yearly Credit Report www.annualcreditreport.com 

.       FDIC (info on phishing) http://www.fdic.gov/consumers/consumer/alerts/phishing.html          

The USA PATRIOT Act requires all financial institutions to obtain, verify and record information that identifies each person who opens an account or changes an existing account.