Oregon Community Bank

Hours & Location

608-835-3168

Deposit Accounts

All of our checking accounts include:

Checking Account Options

 

Free Checking

  • No minimum balance
  • No transaction fees
  • No monthly service charge

NOW Account

Easy Checking That Earns Interest
For clients that routinely keep $1,000 or more in their checking account.

Senior Citizen NOW Account

Easy Checking That Earns Interest
For clients 55-years-old or better that routinely keep $1,000 or more in their checking account.

  • No minimum balance
  • No transaction fees
  • No monthly service charge

 

 

 

Savings Account Options

 

Statement Savings Account

  • No activity charge
  • No monthly service charge
  • Interest compounded daily
  • Minimum balance only $25
Accounts earn interest when the balance is $100 or greater. Credited quarterly.

Pay Yourself First Savings (PYF)

Give yourself the extra push you need to save without even thinking about it.

  • Required monthly $50 or more auto deposit
  • Interest compounded daily
  • One FREE withdrawal per month
Interest credited on the last day of the monthly statement cycle.

Saving Clubs

  • A simple way to save for Christmas or property tax expenses
  • One automatic deposit a month
  • Fixed interest rate
  • Interest earned on balances over $100
  • Interest credited at maturity
  • Principal amount and interest auto deposited into an OCB account
  • Account auto renews

Health Savings Account (HSA)

  • No activity charges
  • No monthly service charge
  • Earns interest
  • Linked to HSA plan account

Individual Retirement Account (IRA)

  • Traditional IRA
  • Roth IRA
  • Passbook savings
Contact us for full terms and conditions.

Certificate of Deposit (CD)

  • Start Small CD minimum opening deposit $25. Great savings option for parents with young children
  • Standard CD minimum opening deposit $500
  • Jumbo CD account balance is $100,000 or more
Interest compounded and paid semi-annually. Contact us for full terms and conditions.

 

 

 

Money Market Account Options

 

Money Market Deposit Account (MMDA)

  • Tiered interest rate based on account balance
  • Same business day interest accrual on non-cash deposits
  • Interest compounded monthly
  • Limited monthly withdrawals
  • Interest credited on the last day of the monthly statement cycle.

NOW Account

Easy Checking That Earns Interest
For clients that routinely keep $1,000 or more in their checking account.

Money Market Plus Account

  • No monthly service charge
  • No activity charges
  • Tiered interest rate based on account balance
  • Same business day interest accrual on non-cash deposits
  • Interest compounded daily
  • Interest earned on balances over $10,000 and credited on the last day of the monthly statement cycle