Oregon Community Bank

Hours & Location

608-835-3168

DEPOSIT INTEREST RATES

Effective July 22, 2016

 

CDs & IRAs

  Interest Rate (AYP)
Annual
Percentage
Yield
**Minimum
Deposit to
Open Acct
**Minimum
Balance to
Obtain APY
91 days 0.20% 0.20% $500 $500
182 days 0.35% 0.35% $500 $500
9 months 0.35% 0.35% $500 $500
1 year 0.45% 0.45% $500 $500
15 months 0.55% 0.55% $500 $500
2 years 0.80% 0.80% $500 $500
3 Years 1.05% 1.05% $500 $500
4 years 1.30% 1.30% $500 $500
5 years 1.55% 1.55% $500 $500
Start Small CD 0.30% 0.30% $25 $25

 

PYF Savings* 0.20% 0.20% $100 $0
Club Accounts 0.40% 0.40% $20 $20
Savings* 0.15% 0.15% $50 $100
NOW Accounts* 0.05% 0.05% $200 $0
Business NOW* 0.05% 0.05% $200 $0

 

Health Savings Accounts (HSAs)*

25,000 0.15% 0.15% $200 $25,000
10,000-24,999 0.15% 0.15% $200 $10,000
500-9,999 0.10% 0.10% $200 $500
0-499 0.00% 0.00% $200 $0

 

MMDA PLUS Account*

35,000+ 0.35% 0.35% $10,000 $35,000
10,000-34,999 0.25% 0.25% $10,000 $10,000
0-9,999 0.00% 0.00% $10,000 $0

 

MMDA PLUS IRA Account*

2,000+ 0.10% 0.10% $2,000 $2,000
0-1,999 0.00% 0.00% $2,000 $0

 

MMDA PLUS Accounts*

50,000 0.35% 0.35% $200 $50,000
10,000-49,999 0.25% 0.25% $200 $10,000
2,500-9,999 0.10% 0.10% $200 $2,500
0-2,499 0.10% 0.10% $200 $0
  • A penalty may be imposed for early withdrawal on CDs.
  • Additions are allowed on CDs with a term of 1 year or less.
    See account rules for restrictions.
  • Club rate is for those with automatic deposits.
  • **A minimum of only $100 is required for all IRA's.
  • All rates subject to change.
  • *Fees may reduce earnings. The rate may change after the account is opened. Rates could change weekly.

FDIC insurance is $250,000 per insurable account.