Oregon Community Bank

Hours & Location

608-835-3168

Daily Mortgage Rates

Mortgage Loan Disclosures:

*Annual Percentage Rate

**Jumbo Mortgages are mortgages in excess of $417,000.00

***Loan to Value

Annual Percentage Rate (APR) and interest rates are not guaranteed and are subject to change. Rates may vary according to loan amount. Rates and fees vary in accordance with underwriting circumstances including, loan to value, credit score, mortgage product type, loan structure, etc. Conventional loan APR based on $200,000, 70% LTV,*** no cash out, 720 FICO score and acceptable debt to income ratios. Jumbo loan APR based on $500,000, 70% LTV, no cash out, 760 FICO score and acceptable debt to income ratio.

Effective December 08,2016

 

Traditional Loan Products

Loan ProductInterest RateAPR*Points
30-Year Conventional 4.000% 4.060% 0.00
20-Year Conventional 3.750% 3.832% 0.00
15-Year Conventional 4.000% 4.030% 0.00
30-Year Jumbo** 4.250% 4.280% 0.00
15-Year Jumbo** 3.875% 3.905% 0.00

 

Low or No Down Payment Purchase Loans*

Loan ProductInterest RateAPR*Points
WHEDA Call for rates 608-835-3168
Home Possible Advantage 3.500% 3.533% 0.00

 

Now offering 5, 7, and 10 year Adjustable Rate Mortgages (ARM). Interest rates may vary and are based on the One Year Libor Rate as shown below.Please call a Mortgage Lender for more information.

Loan ProductInterest Rate
One Year Libor 1.640

*As Published in the Wall St. Journal

Ask about our location and income qualifying down payment assistance programs.

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